uob own banking
uob own banking
Blog Article
UOB Financial institution provides a number of individual banking providers made to fulfill the monetary desires of individuals. Below is an extensive overview to assist you comprehend The real key elements and offerings.
Forms of Accounts
Financial savings Account: This account means that you can lower your expenses though earning interest.
Functions: Easy access, interest earnings, negligible charges.
Rewards: Safe and sound place for your money, potential growth via desire.
Current Account: Perfect for each day transactions and taking care of bills.
Capabilities: Checkbook facility, overdraft safety.
Rewards: Handy for regular payments and withdrawals.
Fixed Deposit Account: For those looking to gain higher fascination charges over a set period.
Capabilities: Fixed phrase deposits, bigger curiosity premiums in comparison with discounts accounts.
Advantages: Safe expenditure choice with predictable returns.
Loans
Particular Financial loans: Unsecured loans which can be employed for many purposes like schooling or household renovation.
Forms:
Installment Loans
Credit score Lines
Advantages: Flexible repayment terms, aggressive curiosity rates.
Home Financial loans: Personalized alternatives for obtaining house or refinancing present mortgages.
Types:
Preset Fee Property Bank loan
Floating Rate Household Mortgage
Gains: Unique designs to fit unique wants, beautiful prices.
Charge cards
UOB features A variety of bank cards catering click here to distinct life and expending habits:
Rewards Cards: Get paid points on each and every invest in that may be redeemed for presents or travel miles.
Cashback Cards: Get dollars rebates on day to day paying which include groceries and eating out.
Travel Playing cards: Exclusive Positive aspects like air miles accumulation and journey insurance protection.
Investment Solutions
For individuals interested in escalating their prosperity by investments:
Unit Trusts * Diversified portfolio managed by experts. * Well suited for prolonged-term expansion objectives.
Structured Deposits * Brings together the attributes of common deposits with financial commitment items. * Likely increased returns but with some danger associated.
Coverage Products and solutions
To guard yourself and Your loved ones against unforeseen events:
Lifetime Insurance policies * Delivers economical safety in case of Demise or crucial disease. * May also serve as a discounts Software with regards to the coverage picked out.
Wellness Insurance policy * Handles clinical expenditures including hospitalization expenditures. * Essential for mitigating large healthcare expenditures.
Electronic Banking Companies
Convenience at your fingertips by means of digital platforms:
World-wide-web Banking
Permits you to regulate your funds on-line:
Check out account balances and transaction heritage
Transfer resources between accounts or spend payments
Apply for new goods (financial loans/bank cards)
Cellular Banking
Banking on-the-go by way of mobile applications:
Speedy harmony checks
Mobile payment choices (QR code payments)
Notifications & alerts about account activity
Using these detailed offerings, UOB aims to offer customized banking solutions that cater precisely to particular person necessities even though ensuring benefit and safety in all transactions.